Legal Disclaimer

Educational Purpose Only

All financial analysis fundamentals, educational materials, courses, and content provided by Koad Forj are strictly for educational and informational purposes only. Nothing contained within our materials should be construed as personalized financial advice, investment recommendations, or professional financial guidance tailored to your specific circumstances.

Our educational content is designed to teach general principles of financial analysis and should not be considered as advice to buy, sell, or hold any particular investment or financial instrument. You should always consult with qualified financial professionals before making any investment decisions.

No Professional Advice

Koad Forj and its representatives are not licensed financial advisors, investment advisors, or certified financial planners unless explicitly stated otherwise. We do not provide personalized financial planning, tax advice, legal advice, or investment management services.

Information Accuracy

While we strive to provide accurate and up-to-date information, Koad Forj makes no warranties or representations regarding the completeness, accuracy, or reliability of any information presented in our educational materials. Financial markets and regulations change rapidly, and information may become outdated.

All materials are provided "as is" without warranty of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

Limitation of Liability

Koad Forj, its directors, employees, affiliates, and representatives shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our educational materials or services, regardless of whether we have been advised of the possibility of such damages.

This includes, but is not limited to, any financial losses, investment losses, business interruption, loss of profits, or any other commercial damages or losses that may result from decisions made based on our educational content.

Risk Acknowledgment

All investments and financial decisions carry inherent risks, including the potential loss of principal. Past performance does not guarantee future results. Market conditions, economic factors, and individual circumstances can significantly impact financial outcomes.

By using our educational materials, you acknowledge that you understand these risks and that any financial decisions you make are your sole responsibility.

Governing Law

This disclaimer and your use of Koad Forj services are governed by the laws of England and Wales. Any disputes arising from or relating to our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

If any provision of this disclaimer is found to be unenforceable, the remaining provisions shall continue in full force and effect.